Premium Experience, Free Forever
90% of users will never pay a dime. Everyone should have access to the power of Kniru without monthly fees. Our core features are Free, Forever!
Kniru Free
Get started with Kniru for free
Great for casual users to learn, track, and experiment.
- 30 Kniru AI Messages
- Net Worth Tracking
- Categorical Spend Analysis
- Subscription Tracking
- Transactions Tracking and AI Analysis
- Investment and Portfolio Analysis
- Loan and Credit Cards Tracking
- Weekly and Monthly Reports
Kniru Pro
Get the most out of Kniru with our Pro plan
Great for students, professionals, and retail investors with financial goals.
- Everything in Free Plan
- AI Data Enrichment - Merchant, Category, and Analysis
- CSV Import/Export (Ability to import and export your data)
- Refund Tracking
- Intra Account Transfer Tracking
- 200 Kniru AI Messages
- Daily Email Reports
- AI powered Investment Analysis
- AI powered Loan Management
- Priority Support
Kniru Alpha
Get early access to Kniru's new features
Great for early adopters, high-net-worth individuals, and serious investors.
- Everything in Pro Plan
- AI Driven Budgeting (In Beta, Contact us for Access)
- Goals - Kniru helps you achieve your goals (In Beta, Contact us for Access)
- 1000 Kniru AI Messages
- Early access to all new features
- Exclusive beta testing
- Priority support
- Direct channel with founding team
All plans include bank-level security and privacy protection. No hidden fees.
Questions? Contact us at support@kniru.com
How We Keep Kniru Free
Most people won't ever need to pay. If you want advanced AI or specialized investment tools, we'll offer paid plans. Here's how we sustain our platform while keeping the basics free.
Paid AI Features
We'll eventually offer deeper AI insights and specialized analysis under advanced plans—free remains free.
Financial Products
We plan to offer loans and investment opportunities to our users in the future. We will earn a small fee for each loan or investment.
Future Brokerage & Fund Management
Long term, we'll make revenue through managed investments and financial instruments—not by paywalling basic features.
Ready to Start Free?
Get instant access to unlimited account connections, real-time transaction sync, and a powerful (but still basic) AI engine—totally free, forever. Upgrade only if you want advanced AI in the future.